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Progressive CorporationThe Progressive Corporation is a U.S. auto insurance company. It was founded in 1937 by a pair of lawyers, Joseph Lewis and Jack Green. Progressive takes credit for a high number of consumer-oriented firsts in the auto insurance industry. Among Progressive's claims are: Progressive has widely advertised their instant comparison shopping program, in which the company will provide a potential customer with their quote for insurance, and optionally, the quotes of up to three other insurance companies for the same plan benefits. This service is now provided via their online policy quote system. In theory, this allows customers to choose the least expensive insurance policy for their needs, even if Progressive's competitive rates are not the lowest. However, some critics note that in practice, the act of researching the quotes of other companies may cause Progressive's quote to raise in price. Progressive allows for almost completely humanless policy delivery. Insurance policies can be designed, quoted, and purchased online. Policies can take effect immediately, and customers can download a copy of their policy documents, including temporary proof of insurance cards for printing. Progressive is also known for their "Immediate Response Vehicles", (or IRVs) which are effectively complete claims adjustment offices on wheels. An incident can be reported immediately to Progressive, and a claims adjuster in an IRV can arrive at the scene in short order, examine the damage, and print out the repairs assessment. Progressive also takes pride in their competitive rates, which have placed them in a class of inexpensive, easy to use, and economical insurance companies such as Geico and Aflac. Progressive also provides boat and motorcycle insurance. The IRV (Immediate Response Vehicle) Progressive's IRVs are specially modified Ford Explorers and Ford Escapes. External links
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