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Pennsylvania Higher Education Assistance AgencyThe Pennsylvania Higher Education Assistance Agency, commonly referred to as PHEAA, is the full-service student financial aid organization of Pennsylvania. Once a small student loan guarantor with a volume of approximately 5,000 student loans in 1964, it now manages more than $33 billion in total assets and serves nearly four million students through its state grant, guaranty, servicing, and financial aid processing. PHEAA provides federal Stafford, PLUS, and private loans through its Keystone family of low-cost student loan programs. The Agency also boasts the lowest default rate among all major guarantors through highly successful default prevention initiatives. External links
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