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Co-operative Bankright The Co-operative Bank is a co-operative bank trading in the United Kingdom with headquarters in Manchester, UK. It claims to be an 'ethical' bank, and refuses to invest in companies involved in the arms trade, genetic engineering, animal testing and use of sweated labour. The Bank was formed in 1872 as the Loan and Deposit Department of the Co-operative Wholesale Society. In 1876 it became the CWS Bank. It is now wholly-owned by the Co-operative Group, as part of Co-operative Financial Services Ltd (CFS), together with the Co-operative Insurance Society and smile. The Bank launched a separate internet-only operation known as smile in 1999, which, according to surveys, has the highest satisfaction ratings among UK banks and has received many awards in recent years for customer service and online banking. External link
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